All things insurance, all in one place.

Discover everything you need to know about insurance with Abitdriven. Learn about our policies, coverage, and get answers to your questions.

What you need to drive with Abitdriven

Understand the requirements to drive with Abitdriven, including insurance coverage, vehicle requirements, and more.

For more information, visit our driver requirements page .

What Abitdriven's insurance covers

Coverage when the app is off

Abitdriven does not provide coverage when the app is off. You must rely on your personal insurance policy.

Coverage when the app is on and drivers are able to receive ride requests

Abitdriven provides the following coverage when the app is on and drivers are able to receive ride requests:

  • Third-party liability coverage
  • Uninsured/underinsured motorist coverage
  • Contingent comprehensive & collision coverage

Coverage when the app is on and a ride is in progress

Abitdriven provides the following coverage when the app is on and a ride is in progress:

  • Primary liability coverage
  • Uninsured/underinsured motorist coverage
  • Contingent comprehensive & collision coverage

Abitdriven's insurance policies are underwritten by leading insurance companies. For more information, visit our insurance partners page .

Allstate Liberty Mutual Mobilitas

What to do in an accident

Get emergency help

Get emergency help

If you are in an accident, call 911 immediately for emergency assistance.

Report your accident

Report your accident

Report your accident to Abitdriven through the app or by contacting our support team.

Questions? We've got answers.

What is third-party auto liability insurance?

This insurance covers bodily injury and property damage to others when you are at fault in an accident. Abitdriven provides third-party auto liability insurance when the app is on and a ride is in progress.

What is UM, UIM, MedPay, PIP, and Occupational Accident coverage?

These coverages provide protection for you and your passengers in the event of an accident. UM and UIM cover injuries caused by uninsured or underinsured drivers. MedPay and PIP cover medical expenses. Occupational Accident coverage provides benefits for work-related injuries.

What is contingent collision & comprehensive coverage?

Contingent collision and comprehensive coverage provide protection for your vehicle in the event of an accident or other damage. This coverage is contingent on you having personal collision and comprehensive coverage on your vehicle.

Where can I find Abitdriven's proof of insurance?

You can find Abitdriven's proof of insurance in the app under the 'Insurance' section.

What insurance do I need to drive with Abitdriven?

You need to maintain your own personal auto insurance policy that meets your state's minimum requirements. Abitdriven provides additional coverage when the app is on and a ride is in progress.

How often do I need to update my insurance?

You need to update your insurance whenever your policy changes or renews. Make sure to keep your insurance information up to date in the Abitdriven app.

Who will work with me in case of an accident while driving with Abitdriven?

If you are in an accident while driving with Abitdriven, our support team will work with you to ensure you receive the necessary assistance. You can contact our support team through the app or by phone.

What if I use Express Drive?

If you use Express Drive, the rental company provides insurance coverage for the vehicle.

What insurance is needed for livery and TCP drivers?

Livery and TCP drivers need to maintain commercial auto insurance that meets their state's requirements. Abitdriven provides additional coverage when the app is on and a ride is in progress.

I drive with Abitdriven in Canada. Is insurance different here?

Yes, insurance requirements vary by province in Canada. Please check with your local Abitdriven team for specific insurance requirements in your area.

What's the difference between commercial and personal auto insurance?

Commercial auto insurance provides coverage for vehicles used for business purposes, while personal auto insurance covers vehicles used for personal purposes. Abitdriven provides commercial auto insurance when the app is on and a ride is in progress.